At M2E we are committed to serve your business by providing best in class multi-channel solution and helping your business by lending in a responsible way. Treating merchants fairly is at the heart of our company and this means improving our products, understanding your needs, ensuring the way we do business with your company is transparent and generally helping you to make informed choices.
Before we lend you money we like to be certain you can afford to repay it- meaning you're always in control of your finances. We look at many pieces of information (including but not limited to Credit Scoring, Credit Reference Agency data) and use a variety of techniques as well as your trading history through M2E Pro. We don’t like to turning people away, so if we decide not to lend money to your business, it will usually be because we are trying to protect your business’s financial health.
Our company will be responsible but you have obviously got responsibilities too. So, before you ask to borrow, it's worth thinking about your own circumstances. We are not trying to put you off, but we both need to be confident - and we would be irresponsible if we did not encourage you to think about it. And if we say “no”, it is because we think it is for the best - so while it might be tempting to try and borrow the money elsewhere, it might not be the right thing to do. Always bear in mind the potential risks, think about interest rates that may go up and do not forget the long term damage it might do to your business’s financial health. If you start experiencing a financial hardship, please contact us as soon as possible so that we may discuss alternatives to be able to help you.
For financial help, you may also contact the following organisations: